Retirement
Retirement is one of the top ten most stressful times in your life. Your aim should be to make it less stressful by setting some goals, not just financial but the types of activities you would like to pursue e.g. travel, hobbies, and volunteer work.
By implementing appropriate strategies and continually monitoring the progress through our Ongoing Review Service you will have peace of mind in knowing that your financial future is under control.
Things to consider upon retirement...
Centrelink Advice
- Are you fed up with dealing with Centrelink Offices?
- Are you not sure what you are entitled to?
- Do you get confused with Centrelink entitlements?
Centrelink Services provided by JSA
- Help with completing Centrelink applications
- Centrelink payment assessment
Centrelink Payments
Centrelink payments are generally classified as pensions or allowances. Typically pensions are longer-term benefits, and allowances are shorter term.
Some of the major pensions available through Centrelink include:
-
Age Pension – a payment available to people who are not able to fully provide for themselves in their retirement.
Some of the major allowances available through Centrelink include:
-
Widow Allowance – a payment for older women, who become widowed, divorced or separated later in life and who have no recent workforce experience.
Centrelink Benefits
There are a number of benefits available to retirees, including:
-
Pension Bonus Scheme – a tax-free lump sum for people who defer claiming Age Pension and continue to work.
-
Concession Cards – including the Health Care Card, Pensioner Concession Card and Commonwealth Seniors Health Care Card.
Estate Planning
Estate planning is a process designed to help protect the wealth you have built over your lifetime so that it is distributed smoothly according to your wishes.
More than just a will, an estate plan also takes into account your superannuation and powers of attorney as well as assets held solely in your name or jointly with others, or assets held in private companies or trusts.
To see how we can help you with your retirement make an appointment with us today. Contact us on 02 4908 0999 or email reception@jsagroup.com.au
|